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Terms and Conditions

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Ecredit Bank of Austria - TERMS AND CONDITIONS

PLEASE READ THESE TERMS AND CONDITIONS. BY ACCESSING THIS WEBSITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS OF USE OF THIS WEBSITE. BY CONTINUING ON THIS WEBSITE, YOU AGREE TO BE BOUND BY THE TERMS STATED IN BELOW AND THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND ANY CHANGES WILL BE INCORPORATED INTO THE TERMS AND CONDITIONS POSTED TO THIS WEBSITE FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS THIS WEBSITE. PLEASE NOTE THAT IF YOU ARE AN EXISTING Ecredit Bank of Austria CUSTOMER, THESE TERMS WILL APPLY IN ADDITION TO THOSE CONTAINED IN YOUR ACCOUNT OPENING DOCUMENTATION AND CUSTOMER AGREEMENT. ALL Ecredit Bank of Austria PRODUCTS AND SERVICES ARE ALSO SUBJECT TO ADDITIONAL SEPARATE TERMS AND CONDITIONS WHICH GOVERN THEIR USE.

Unauthorized use of Ecredit Bank of Austria ’s Website and systems including but not limited to unauthorized entry into Ecredit Bank of Austria ’s systems, misuse of passwords, or misuse of any information posted to this site, is strictly prohibited.

This website is provided as it's without any representations or warranties, express or implied.
Ecredit Bank of Austria makes no representations or warranties in relation to this website or the information and materials provided on this website.

Nothing on this website constitutes, or is meant to constitute, advice of any kind. If you require advice in relation to any legal, financial or medical matter you should consult an appropriate professional.

Internet Banking

Ecredit Bank of Austria provides certain banking services on the site which include but are not limited to

  • Balance enquiry
  • Account activity enquiry
  • Statement download
  • FX rate enquiry
  • Funds Transfer

The Login ID and Password are required for you to successfully carry out any of the banking transactions listed above

Under no circumstances shall you allow any body access to your account through the service by divulging your Login ID and Password to a third party.

You understand that your Login ID and Password are used to give instructions to the bank and accordingly undertake:

  1. That Ecredit Bank of Austria is irrevocably authorized to comply with any instructions given to the bank through this site and it is agreed that such instruction shall be irrevocably deemed to be your instruction.
  2. You hereby agree to change your Password immediately you are made aware that it has become known to someone else.
  3. Ecredit Bank of Austria is exempted from any form of liability whatsoever for complying with any or all instruction(s) given by means of the customer’s Login ID and Password and accordingly, the bank shall not be responsible for any fraudulent, duplicate or erroneous instructions given by means of the customer’s Login ID and Password.
  4. Ecredit Bank of Austria is expressly exempted from any liability arising from unauthorized access to your account and/or data as contained in the bank’s records, which arises as a result of your inability and/or otherwise to safeguard your Login ID and Password and/or failure to log out of the system completely by allowing on screen display of your account information.
  5. Ecredit Bank of Austria is further relieved of any liability as regards breach of duty of secrecy arising out of your inability to observe and maintain the secrecy of your Login ID and Password.
  6. Ecredit Bank of Austria is further relieved of any liability for loss that may arise as a result of acts of hackers and other unauthorized access to your account via the service.
  7. You hereby agree to urgently notify Ecredit Bank of Austria immediately upon your suspicion that the confidentiality of your Login ID and Password are compromised.
  8. You hereby irrevocably accept responsibility for any fraud, loss and/or liability to the bank or third party arising from usage of your Login ID and Password on this website.
  9. We reserve the right to restrict access to areas of our website, or indeed our whole website, at our discretion; you must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.

You must not:

  1. Use our website in any way or take any action that causes, or may cause, damage to the website or impairment of the performance, availability or accessibility of the website;
  2. Use our website in any way that is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity;
  3. Use our website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software;
  4. Conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to our website without our express written consent;
  5. Use data collected from our website for any direct marketing activity (including without limitation email marketing, SMS marketing, telemarketing and direct mailing).
  6. Use data collected from our website to contact individuals, companies or other persons or entities.
  7. You must ensure that all the information you supply to us through our website, or in relation to our website, is true, accurate, current, complete and non-misleading.
  8. Republish material from our website (including republication on another website);
  9. Sell, rent or sub-license material from our website;
  10. Show any material from our website in public;
  11. Exploit material from our website for a commercial purpose; or
  12. Redistribute material from our website

Copyright Notices

The works of authorship contained in the https://Americaunionbank.com Website, including but not limited to all design and text, are owned, except as otherwise expressly stated, by Ecredit Bank of Austria Limited or one of its subsidiaries and may be copied, displayed or used by you in whole or in part with the express written consent of Ecredit Bank of Austria .

Trademark Notices

The Ecredit Bank of Austria logo is a registered trademark of Ecredit Bank of Austria .

Web Content and Materials

The information contained in this website is believed to be reliable, but Ecredit Bank of Austria does not warrant its completeness, timeliness or accuracy. The information on the Website is not intended as an offer or solicitation for the purHERITAGE of Ecredit Bank of Austria shares, or any other security.

We reserve the right to change these terms and conditions at any time without notice to you, by updating this posting and your continued access to or use of this site will constitute your acceptance of any such changes.

Use of Our Site

We may in our sole discretion terminate your access to or use of this Site for any reason, including without limitation where we believe that you have not acted in accordance with the terms and conditions of this Site.

You agree not to engage in any activities related to the Website that are contrary to applicable laws, regulations or the terms of any agreements you may have with Ecredit Bank of Austria .

Ecredit Bank of Austria or its subsidiaries may discontinue or make changes in the information, products or services described herein at any time without prior notice to you and without any liability to you. Any dated information is published as of its date only, and we do not undertake any obligation or responsibility to update or amend any such information.

Use of Personal Information

By subscribing to our website, you may from time to time receive our promotional e-newsletters and SMS on happenings in Ecredit Bank of Austria and its subsidiaries.

LIMITATION OF LIABILITY

Although we have taken all reasonable care to ensure that the information provided on this site is accurate, we give no warranties of any kind, express or implied, with regard to the accuracy, timeliness or completeness of any such information. Ecredit Bank of Austria and third party data providers are not providing any warranties and representations whatsoever regarding the website. Further, Ecredit Bank of Austria will not be liable for any errors or omissions in the materials and information provided on the website or for any delay, difficulty in use, inaccuracy of information, computer viruses, other defect in this website or your inability to use this website to your satisfaction. No license to the user is implied in these disclaimers.

Nothing herein shall be interpreted as limiting or reducing Ecredit Bank of Austria ’s obligations to customers in accordance with applicable laws in force in USA and banking and other financial institutions regulations that may be laid down from time to time.

Under no circumstances will Ecredit Bank of Austria be liable for any lost profits or any form of damages arising out of any use of or inability to use the website or any portion thereof, regardless of whether Ecredit Bank of Austria has been informed of the likelihood of such damages occurring and regardless of the form of action, whether in contract, tort, or otherwise.

Third party rights

These terms and conditions are for our benefit and your benefit, and these terms and conditions are not intended to benefit or be enforceable by any third party.

The exercise of the parties’ rights under these terms and conditions is not subject to the consent of any third party.